Forrester Research predicts written cyber insurance premiums will rise 15% in 2026 as new artificial intelligence threats and data demands emerge.

In a new report, analysts at the global market research company anticipate the widespread adoption of AI to reverse the cyber market’s recent deceleration. When asked why, Rohit Makhijani, a principal analyst at Forrester, said that implementing AI increases threat surface area.

Third quarter 2025 underwriting income in American International Group’s (AIG) General Insurance segment increased 81% compared with last year, to $793 million.

The unit—North America commercial, International commercial, and global personal—recorded $100 million in catastrophe-related charges in Q3 2025, compared with $417 million for Q3 2024.

Once seen as a niche tool for specialized risks, parametric insurance is accelerating into the mainstream insurance market, driven by rising climate volatility, better data, and a growing appetite for clear, fast-payout protection.

That was the consensus among senior underwriting and technology leaders speaking at the Insurance Innovators Summit 2025 in London this week. During a panel discussion about climate risks and long-term insurability, they described parametric as a now-maturing solution reshaping insurance product design.

In the rush to improve customer experience, many insurers have overlooked a critical group of stakeholders: the independent brokers and agents who sell their products every day.

With this group now numbering over 1 million individuals in the U.S., they are a significant force within the insurance ecosystem.

A new analysis has found that legal system abuse and related litigation trends contributed between $231.6 billion and $281.2 billion in increased liability insurance losses over the past decade—far exceeding what economic inflation alone would explain.

The Insurance Information Institute and the Casualty Actuarial Society released the report examining liability insurance from 2015 to 2024. The analysis reviewed four insurance categories: personal auto liability, commercial auto liability, other liability–occurrence, and product liability–occurrence.

By MICHELLE EDGAR | Special to the Palisadian-Post

Liability insurers are spending less on defending claims, even as their losses mount – a divergence that could reshape strategies for MGAs, program administrators and wholesale brokers across the United States.

In 2014, liability carriers devoted just over 20% of losses to defense costs. By 2024, that share had fallen to 15.2%, a quarter lower than a decade earlier. Yet at the same time, liability loss ratios surged, climbing nearly 11 points to 60.6%.

It’s a paradox with big implications. A leaner defense spend hints at efficiency, but rising losses suggest that fewer legal dollars may not be slowing the tide of costly claims. Property and auto insurers, by contrast, saw their defense-to-loss ratios remain low and stable – under 5% – while their loss ratios improved in 2024.

As autumn travel ramps up, the insurance market is preparing for a complex season shaped by heightened disruption risks and shifting consumer behavior. 

While fall typically brings a predictable rise in travel, this year’s mix of external pressures — from hurricane threats to potential government shutdowns and airline labour strikes — is creating a more challenging landscape for both travelers and insurers.