Private client insurance (personal insurance) is designed to better protect high-net-worth (HNW) individuals and your families, lifestyles, and valuables. This specialized combination of policies (such as art collection insurance, classic car insurance, jewelry insurance, recreational vehicle insurance, yacht insurance, excess liability insurance, and flood insurance) features additional coverage and flexibility needs unique to HNW individuals and family offices.

According to Thomas Sleeper, Chief Executive Officer at InterContinental Insurance Brokers, a Venbrook company, private client insurance isn’t just about putting a collection of insurance policies together for the client. “Private client insurance requires a thoughtful examination of each client’s unique risk exposures,” Sleeper says. “Whether there are teenage drivers in the home, aggressive dogs or other pets, or something else altogether, we start by determining the risk mitigation efforts we can deploy right off the bat. Then, we look at how we can design policies that protect our clients’ assets in the way they want them to be protected. There’s a strategy behind how we allocate premium spend in the best way, and that’s driven by our clients’ goals and needs. Private client services is like a puzzle we’re fitting together in a different way for each client we serve.”