Specialty insurance programs are holistic insurance solutions tailored to specific industries. Specialty insurance offers customized protection for specific, often hard-to-insure risks, and provides additional coverage options that are necessary for some businesses and industries. 

A specialty insurance program protects businesses from financial losses caused by accidents, damages, lawsuits, or employee injuries. Different types of specialty program coverage include general liability, excess liability insurance, and commercial property insurance, to name a few. 

Benefits from a specialty insurance program include:

• Financial stability by avoiding out-of-pocket expenses from claims or lawsuits
• Employee protection from injuries or accidents
• Legal compliance where it’s required by law to have certain types of coverage

Venbrook’s specialty services include insurance solutions, affinity programs, and alternative risk transfer options like captive management for retail insurance agencies, insurance MGAs, brokerages, associations, and industry groups. As an example, our Alpharetta specialty program has in-house underwriters who quote, bind, issue, and service policies for the construction industry.