When your business is contending with a commercial property claim or general liability claim, that often means there are difficult circumstances involving a damage or injury-causing incident. Situations that involve a slip and fall claim, transportation claim, or ADA claim can be stressful, and its important that you are well prepared for any of these or other potential claims.
Follow these guidelines to mitigate the outcomes of a future workplace incident:
- Put effective risk prevention strategies in place to avoid potential incidents from happening in the first place. Consult with your Venbrook team to develop a strategic plan that addresses your business’ unique risk profile.
- Work with your Venbrook advisor to ensure all of your commercial insurance coverage needs have been met.
- Stay well-informed on state and federal laws and mandates about workplace violence, harassment, discrimination, and privacy, and ensure continued compliance with all requirements.
- Be diligent with documentation management and stay current and organized on your tax and legal documents, employee records, and contracts.
- Establish clear policies and procedures for employees to follow in the event of a workplace injury. Make sure you include medical treatment and claim reporting protocol. Communicate these policies and procedures to your entire workforce, and provide opportunities for employees to ask questions and get clarification when needed.
- Use a web-based, digital claims technology platform that provides easy access for employees to check their claims statuses and has detailed reporting capabilities for your business.
- Secure legal counsel who has experience in your industry and area of business, and who can help with both compliance and litigation or legal issues that may arise.