P&C Outlook for 2026: Stability ahead, but rising complexity beneath the surface
Industry

2026 Personal Insurance Outlook: Protecting What You’ve Built in a Harder Market

The past year has reshaped how many individuals and families think about personal risk, especially in communities that experienced catastrophic events like the Palisades and Eaton fires and the Texas Hill Country floods. Recent natural disasters have had a significant impact on how risk advisors prepare, plan, and protect their clients.

Christina Oakes, LUTCF, CPRIA, our EVP Private Client Services, explores perception shifts and broader forces redefining personal insurance in her "2026 Private Client Services Outlook.” From climate-driven exposures to increasingly complex asset portfolios, the path forward requires deep insight and anticipatory guidance.

Christina Oakes
By Christina Oakes
06 Jan 2026 5 min read