Lessor's Risk Only Insurance
We understand properties with multiple tenants and uses, and our LRO coverage works hard to protect them.
Commercial and habitational properties are investments that evolve with each new tenant and every stage of growth. Venbrook’s Specialty Products Group supports these investments with Comstar LRO, our enhanced Lessor’s Risk Only (LRO) coverage designed to address complex exposures. Through clear guidance and flexible coverage, we help agents anticipate risks and act before they arise. Our team is ready to identify exposures and place coverage that adapts alongside your properties.
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Balancing the risks of both residential and commercial tenants can be a challenge. Comstar LRO specialty coverage accounts for the realities of owning spaces like retail storefronts below residential units, restaurants with commercial kitchens, and professional offices. We help property owners manage exposures and ensure coverage adapts as your property and tenants change.
Senior Director, Venbrook Specialty Products
Cindy Shin of Venbrook Specialty Products receives an award at Target Markets Annual Summit
Our association involvement fuels innovation and helps enhance our specialty solutions
We are proud members of Target Markets and Wholesale & Specialty Insurance Association (WSIA), two leading associations that connect experts in the specialty insurance and program business. Through our association involvement, we stay ahead of industry trends, strengthen our expertise, and build lasting relationships that help us better serve our insureds.
Frequently Asked Questions
What is Lessor’s Risk Only (LRO) insurance?
A Lessor's Risk Only (LRO) policy is a type of insurance for owners of commercial buildings who lease space to tenants, providing liability and property protection for the landlord. This insurance is popular among owners of apartment buildings, office complexes, shopping centers who lease their space to tenants.
As an agent, you can use LRO coverage to help protect your clients investments and reduce their liability, giving them support if unexpected events occur, like a storm damaging the building, or a slip-and-fall in a common area.
What is the difference between Lessor’s Risk Only (LRO) and General Liability insurance?
How do I apply for your Lessor’s Risk Only specialty coverage?
Does this LRO specialty product replace Comstar Insurance Solutions?
Contact
Secure, complete coverage for your LRO properties.
Connect with our underwriting team to start the application process.
Cardigan General Insurance Services, LLC
DBA Comstar General Insurance Solutions
CA License 0G61068
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Venbrook Group, LLC is a holding company with subsidiaries that include retail and wholesale insurance brokerages, specialty programs, and claims services. Venbrook's experts and industry specialists partner with clients to manage risks, promote growth, and add value by delivering innovative insurance products and programs.
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